
National Flood Insurance Can Be a Valuable Asset in New Mexico
SANTA FE, New Mexico – Your house has never flooded. You have a homeowner’s insurance policy. You’re thinking: “I’m covered.” Right? Probably not!
Many New Mexico residents and business owners whose property was damaged by the South Fork and Salt Fires and floods may have believed they didn’t need to buy flood insurance. But now they know better. Flooding in New Mexico is not uncommon, and only 1,223 homes carry a National Flood Insurance policy in Lincoln and Otero counties. Communities in New Mexico are eligible to participate in the National Flood Insurance Program (NFIP) and become eligible for federal assistance following a disaster such as the one on June 17.
Flood damage can happen anywhere, to anyone, and often to the surprise of homeowners, renters and businesses who thought their property was covered for flooding.
The damage sustained in a flood is not covered by most homeowner’s insurance policies.
Flood insurance is a separate policy that can cover buildings, the contents of a building, or both, so it is important to protect your most important financial assets — your home, your business, your possessions.
NFIP coverage is available regardless of federal disaster declarations. Insurance Coverage is available homeowners, renters and businesses for residential and commercial buildings:
- Up to $250,000 in building coverage and up to $100,000 in contents coverage for single-to-four family residential structures.
- Up to $500,000 in building coverage and up to $100,000 in contents coverage for five-or-more family residential structures.
- Up to $500,000 in building coverage and up to $500,000 in contents coverage for businesses.
Flood insurance gives you financial protection and peace of mind. Whether it’s a major flood event or a few inches of water in your home, flood insurance helps you protect the life you’ve built. One inch of floodwater can cause up to $25,000 of damage in a house.
Call Your Insurance Agent or Company Today
Whether you’re buying a new policy or renewing an existing policy, you can buy flood insurance by calling your insurance company or calling your local independent agent, who can write flood insurance directly with NFIP. There is a 30-day waiting period before new policies go into effect, so don’t wait.
Need Help Finding an Insurance Provider?
Although not all counties participate in the NFIP, the flood insurance program partners with more than 50 private insurance companies and NFIP Direct to sell and service flood insurance policies. To find a list of flood insurance writers in New Mexico, visit: http://www.floodsmart.gov/flood-insurance-provider?. For more information about NFIP, to find out if you live in a participating community, and what’s covered by NFIP policies, contact your private insurance provider or visit FloodSmart.gov.
For the latest information on the New Mexico recovery visit fema.gov/disaster/4795. Follow the FEMA Region 6 X account at X.com/FEMARegion6 or on Facebook at facebook.com/FEMARegion6.
Primary Election: Important Voter Information
- August 30, 2024 – Last Day for Council & School Board Candidates to submit name
- September 19, 2024 – Last Day for Candidates to withdraw from Primary
- September 24, 2024 – Request for Absentee Ballot must be received for Primary
- September 27, 2024 – Early Voting Primary Election ***Activity Hall 7am – 7pm***
- September 30, 2024 – Absentee ballots must be received
- Voter Assistance – Last day to request voter assistance
- (Home-Visits) for Primary Election
- October 1, 2024 – PRIMARY ELECTION
***VOTING SITE***
EARLY VOTING – PRIMARY ELECTION
Mescalero Community Center Activity Hall
7AM TO 7PM
PRIMARY ELECTION
Mescalero Community Center Gymnasium
7AM to 7PM
Thank you,
Mescalero Apache Tribal Election Board
Get Repair, Rebuilding, Flood Insurance Advice at Village Ace Hardware in Ruidoso
SANTA FE, New Mexico – As New Mexicans repair and rebuild in the wake of the South Fork and Salt Fires and flooding, FEMA has teamed with Village Ace Hardware in Ruidoso to provide free information and tips on how to make homes damaged by natural disasters stronger and safer.
FEMA specialists will be available to answer questions and offer home improvement tips and proven methods to help prevent or reduce damage from future disasters. They will also share techniques for rebuilding hazard-resistant homes. Most information is aimed at do-it-yourselfers and general contractor work.
Residents with fire or flood-impacted homes will pick up tips on re-building smart, strong and safe to prevent future damage. Smart building includes mitigating damage against floods, strong winds and even tornadoes. Visitors will learn how such simple mitigation measures as elevating electrical and heating systems and anchoring fuel storage tanks can provide protection against severe conditions, and much more. Bring your questions.
In addition, FEMA Hazard Mitigation insurance specialists from the National Flood Insurance Program (NFIP) will be on hand to answer questions about flood insurance.
These experts will be available Wednesday, Aug. 14 through Tuesday, Aug. 20, excluding Sunday, 7:30 a.m. to 6 p.m. at:
Village Ace Hardware
2815 Sudderth Dr.
Ruidoso, NM 86345
Phone: 575-257-5410
For the latest information on New Mexico’s recovery visit fema.gov/disaster/4795. Follow the FEMA Region 6 X account at X.com/FEMARegion6 or on Facebook at facebook.com/FEMARegion6.
Clean Up Crew and Security needed for Labor Day weekend
Mescalero’s newest Veterans Park is currently being constructed
Mescalero’s newest park is currently being constructed and is dedicated to the Veterans for their bravery. Looks like it’s coming along great!



Here is the proposed Veterans Park! The ground breaking ceremony was held back in November of 2022.
Community Meeting: August 15th
Basketball Tournaments hosted at the Tamaya Wellness Center
Mescalero, you’re invited!


Head Start Update: August 13th
08/13/24
Attention Parents & Community members:
The following is an update on the Head Start Program.
The Head Start will have enrollment at Carrizo 8/14/24 and at Mescalero on 8/16/24
The 2 Head Start centers have been receiving some updates, renovations and repairs that are still in process. The kitchen renovation is set to be completed by the end of August therefore delaying our start date for children to 9/9/24. I apologize for the long delay, but the replacement of the kitchen equipment was necessary due to health and safety concerns.
Our enrollment numbers continue to increase so be sure to get your application submitted. We are expecting to be fully enrolled so get your application competed and submitted as soon as possible to secure a spot for your child.
Please let me know if you have any questions. Any families wanting to apply to the program can pick up an application at the Tribal admin offices as well or contact Anna Cochise, Family Service Manager. Further updates will be posted on a weekly basis. If you have already enrolled, please watch you phone for messages on Parent Orientation.
Thank you.
James Keller
Head Start Director
Mescalero Apache Head Start Program
575-464-3492
SBA New Mexico Hosts Disaster Recovery Webinars in English and Spanish for the South Fork Fire, Salt Fire & Flooding Disaster
Upcoming Deadline: August 19, 2024
NEW MEXICO—The U.S. Small Business Administration (SBA) New Mexico District Office is hosting a webinar series in English and Spanish, “New Mexico South Fork Fire, Salt Fire & Flooding Information Session with Q&A” to assist homeowners, renters, nonprofits, and businesses affected by the New Mexico South Fork Fire, Salt Fire, & Flooding Presidential declared disaster.
The SBA Office of Disaster Recovery & Resilience (ODR&R), Federal Emergency Management Agency (FEMA) and the New Mexico Small Business Development Centers (SBDC) will present on resources they can provide. Guest speakers from other government agencies may also present (e.g., Internal Revenue Service (IRS)).
Deadlines are approaching for SBA and FEMA.
SBA
- Disaster Declaration #20407 & #20408 | NM-20004
- Applies to businesses, homeowners, renters and non-profits.
- Physical Damage Deadline: August 19, 2024
- Economic Injury Deadline: March 20, 2025
- Applies to businesses, homeowners, renters and non-profits.
- Disaster Declaration #20451 & #20452 | NM-20006
- Applies to Private Non-Profit (PNP) organizations that provide essential services of a governmental nature.
- Physical Damage Deadline: September 9, 2024
- Economic Injury Deadline: April 11, 2025
- Applies to Private Non-Profit (PNP) organizations that provide essential services of a governmental nature.
FEMA
- DR-4795-NM
- Individual Assistance (IA) Grants Deadline: August 19, 2024
Disaster Recovery Webinars
Important: Registration is NOT required. Click on a date/link below a few minutes before the webinar’s start time to join.
Note: Similar information will be presented in all webinar sessions, however, updates will be provided as changes arise, and guest speakers and resources may be added.
- Location: Virtual/Online (MS Teams)
- Cost: Free
- Intended audience: Everyone
- Homeowners, renters, nonprofits, and business owners affected by the South Fork Fire, Salt Fire, and flooding.
- Government agencies/departments or anyone who can assist with disseminating the information to the public
- Private/public businesses, nonprofits, etc.
- Media/Press
Below are the upcoming scheduled webinars, however, check the SBA New Mexico Events Calendar (www.sba.gov/nm), as more webinar dates will be added as needed.
- English Webinars
- Spanish Webinars
For questions, contact mercedes.chavez@sba.gov and michelle.duran@sba.gov.
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